There has been a huge increase in the number of states requiring high school students to take a stand-alone personal finance course before graduating. What do I mean by huge increase? In 2020, there were just eight states that required a stand-alone personal finance course. Now there are 25 states that have passed a personal finance course mandate. Those of us who have been following this know this increase is in large part the result of the passion and hard work of Tim Ranze

By Tim Walley, Contributor In today's digital age, technology has infiltrated every aspect of our lives, including how we manage our money. Artificial Intelligence (AI) has emerged as a powerful tool in revolutionizing money management, offering personalized insights and streamlining financial decisions. In this article, we will explore how AI is transforming money management and delve into the latest AI apps and tools for personal finance in 2024. From budgeting and expense

By Ben Kirkpatrick, Contributor In an increasingly interconnected world, recognizing and appreciating cultural diversity is not only a moral obligation but also a financially wise decision. Our approach to money isn't shaped in a vacuum; it's interwoven with the fabric of our cultural tapestry. From the lessons we pick up at the family dinner table to the stories and sayings passed down through generations, cultural norms have a lasting impact on our financial outlook. This p

By Tim Walley, Contributor In recent years, artificial intelligence (AI) has become a prominent topic of discussion across various industries. One area where AI has the potential to have a great impact is the world of finance. As AI technology continues to evolve, it is important to understand and address the public concerns surrounding its use in finance. Common Misconceptions and Fears Surrounding AI in Finance One prevalent misconception is that AI will ultimately replace

By Ben Kirkpatrick, Contributor Are you on a mission to make financial education more inclusive and impactful? Dive into the world of culturally responsive teaching and witness how it can revolutionize the learning journey. Culturally responsive teaching in financial education goes beyond the ordinary. It's about tailoring content and methods to mirror the diverse backgrounds and experiences of learners. This not only ignites a deeper level of engagement, but also ensures tha

My go-to finance resource, Investopedia, released the top search terms of 2023. The top search term was “American Dream”. Most nowadays think of the American Dream in capitalistic terms. Can I buy a home? Can I retire? Some may even associate Financial Independence with the American Dream. What is the American Dream? Why is it at the top of our minds? Why do we feel the need to search for its meaning? I also wonder what the younger generations think about the American Dream.

Although still widely used in the public, amongst the groups that deliver financial education, financial literacy has become outdated. We now understand this societal shift we have been working towards goes well beyond creating a financially literate population. January is Financial Wellness Month, so I thought this would provide a good opportunity to explain the evolution from financial literacy to financial well-being. Financial Literacy When it started to become popular to